Terms of Service

Welcome to Investeren ("investeren.org"). By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

1. Acceptance of Terms

By creating an account or using Investeren, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Investment Disclaimer.

2. Description of Service

Investeren provides a financial data aggregation platform that includes:

• Real-time and delayed market data for various asset classes
• Portfolio and watchlist tracking tools
• Financial news aggregation
• Educational content about investing
• AI model trading performance data

We are an information platform only. We do not provide financial advice, execute trades, or manage investments on your behalf.

3. User Accounts

• You must be at least 18 years old to create an account
• You are responsible for maintaining the security of your account credentials
• You must provide accurate information when creating your account
• One account per person — sharing accounts is not permitted
• We reserve the right to suspend or terminate accounts that violate these terms

4. Acceptable Use

You agree not to:

• Use automated tools, bots, or scrapers to access our services
• Attempt to circumvent rate limits or security measures
• Resell, redistribute, or commercially exploit our data
• Upload malicious content or interfere with the platform
• Impersonate other users or entities
• Use the platform for any illegal activity

5. Intellectual Property

All content, design, code, and branding on Investeren is owned by us or our licensors. Market data is sourced from third-party providers and is subject to their respective terms and licenses. You may not copy, modify, or distribute our content without permission.

6. Market Data Disclaimer

Market data displayed on Investeren is sourced from third-party providers and may be delayed. We do not guarantee the accuracy, completeness, or timeliness of any market data. See our Investment Disclaimer for full details.

7. Limitation of Liability

Investeren is provided "as is" without warranties of any kind. We are not liable for:

• Investment decisions made based on our data or content
• Financial losses incurred through the use of our platform
• Data inaccuracies, delays, or service interruptions
• Actions of third-party services integrated with our platform

8. Service Availability

We strive to maintain 99.9% uptime but do not guarantee uninterrupted service. We may perform maintenance, updates, or modifications at any time. We reserve the right to modify, suspend, or discontinue any feature or the entire service.

9. Termination

You may delete your account at any time. We may terminate or suspend your account if you violate these Terms. Upon termination, your data will be handled according to our Privacy Policy.

10. Changes to Terms

We may modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the updated Terms. Material changes will be communicated via email or in-app notification.

11. Governing Law

These Terms are governed by the laws of the Netherlands. Any disputes will be resolved in the courts of the Netherlands.

12. Contact

For questions about these Terms, contact us at legal@investeren.org.